Cryptic crossword clue
10 of 3 behind credit offered by wine society? 15

The most common and most likely answer to this crossword clue is the 15 letter word PROCRASTINATION

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "10 of 3" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case 10 of 3 = procrastination.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does PROCRASTINATION mean?

PROCRASTINATION noun
  1. The act of postponing, delaying or putting off, especially habitually or intentionally.

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