Cryptic crossword clue
80-per-cent initial reduction in mortgage, perhaps, key figures having supposedly fallen 5

The most common and most likely answer to this crossword clue is the 5 letter word XOANA

X
O
A
N
A

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The straight part
We know that "figures having supposedly fallen" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case figures having supposedly fallen = xoana.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does XOANA mean?

XOANA noun
  1. A wooden statue used as a cult image in Ancient Greece.

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