The most common and most likely answer to this crossword clue is the 9 letter word APATHETIC
I've seen this crossword clue in The Daily Telegraph
A
P
A
T
H
E
T
I
C
More clues leading to the result APATHETIC
- Unfeeling in a way to mention retiring
- A miserable cold
- Not interested in a course, along with other things one introduced
- Indifferent in a way to quote raised
- Showing interest initially in distribution of cheap tat? Quite the opposite
- Showing no interest in moving area to start with
- An old man with the twitch is listless
- A way to refer to being upset without showing emotion
- One’s very sad and listless
- Indifferent when name comes up at the end of a course
Buddy explains!

The straight part
We know that "disinclined to act" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case disinclined to act = apathetic.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does APATHETIC mean?
APATHETIC adjective- Void of feeling; not susceptible of deep emotion
- Of, or pertaining to apatheism.