Cryptic crossword clue
Act of avoiding the answer after retirement to ‘Do you spend?’ 7

The most common and most likely answer to this crossword clue is the 7 letter word EVASION

I've seen this crossword clue in The Guardian
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Buddy explains!

The straight part
We know that "Act of avoiding" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case act of avoiding = evasion.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does EVASION mean?

EVASION noun
  1. The act of eluding or evading or avoiding, particularly the pressure of an argument, accusation, charge, or interrogation; artful means of eluding.

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