Cryptic crossword clue
Almost certain — putting a coat on and giving up 12

The most common and most likely answer to this crossword clue is the 12 letter word SURRENDERING

I've seen this crossword clue in The Daily Telegraph
S
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R
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Buddy explains!

The straight part
We know that "giving up" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case giving up = surrendering.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does SURRENDERING mean?

SURRENDERING verb
  1. To give up into the power, control, or possession of another.
  2. (by extension) To yield (a town, a fortification, etc.) to an enemy.
  3. To give oneself up into the power of another, especially as a prisoner; to submit or give in.
  4. To give up possession of; to yield; to resign.
  5. To yield (oneself) to an influence, emotion, passion, etc.
  6. To abandon (one's hand of cards) and recover half of the initial bet.
  7. For a policyholder, to voluntarily terminate an insurance contract before the end of its term, usually with the expectation of receiving a surrender value.
SURRENDERING noun
  1. An act of surrender.

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