The most common and most likely answer to this crossword clue is the 5 letter word SCONE
I've seen this crossword clue in Independent
S
C
O
N
E
More clues leading to the result SCONE
- Small cake’s small pointed shape
- Cake in historic Scottish location
- Kid tucked into ends of stale cake
- Ancient settlement found once after heading for Scotland?
- Kid tucking into last pieces of delicious sponge cake
- Cornish tea’s wasted – I trash this maybe
- Small ice-cream provides tea time treat
- Cake‘s been eaten, some of us have heard
- Argument against dividing southeast Scots settlement
- Small traffic marker in Scottish location
Buddy explains!

The straight part
We know that "Scots settlement" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case scots settlement = scone.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does SCONE mean?
SCONE noun- A small, rich, pastry or quick bread, sometimes baked on a griddle.
- (Utah) Frybread served with honey butter spread on it.
- The head.
- To hit on the head.