Cryptic crossword clue
Assistant Chief Constablesaving Euros built up Retired

The most common and most likely answer to this crossword clue is the 8 letter word ACCRETED

I've seen this crossword clue in Independent
A
C
C
R
E
T
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D

Buddy explains!

The straight part
We know that "built up" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case built up = accreted.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does ACCRETED mean?

ACCRETED verb
  1. To grow together, combine; to fuse.
  2. To adhere; to grow or to be added to gradually.
  3. To make adhere; to add; to make larger or more, as by growing.

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