Cryptic crossword clue
Attractive young woman sailing close to the wind after garment’s removed although not hot 1,3,2,5

The most common and most likely answer to this crossword clue is the 1 plus 3 plus 2 plus 5 letter word A BIT OF FLUFF

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B
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T
O
F
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F

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

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