The most common and most likely answer to this crossword clue is the 4 plus 1 letter word FORM A
I've seen this crossword clue in The Daily Telegraph
F
O
R
M
A
Buddy explains!
The straight part
We know that "Bench/criminal record" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case bench/criminal record = form a.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.