Cryptic crossword clue
Bill and John in Welsh lake needing head protection 9

The most common and most likely answer to this crossword clue is the 9 letter word BALACLAVA

I've seen this crossword clue in Financial Times
B
A
L
A
C
L
A
V
A


Buddy explains!

The straight part
We know that "head protection" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case head protection = balaclava.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does BALACLAVA mean?

BALACLAVA noun
  1. A warm cap shielding the neck and head, often made out of wool.
  2. A ski mask with holes for the eyes and, sometimes, the nose and mouth, which may be rolled up and worn like a toque or pulled over the face for greater protection.

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