Cryptic crossword clue
Bit of a nag and that’s the whole thing summed up, so to speak? 12

The most common and most likely answer to this crossword clue is the 12 letter word FOREQUARTERS

I've seen this crossword clue in The Sunday Telegraph
F
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Buddy explains!

The straight part
We know that "Bit of a nag" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case bit of a nag = forequarters.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does FOREQUARTERS mean?

FOREQUARTERS noun
  1. The foreleg, shoulder and surrounding area of the body of a quadruped.
  2. The front half of a side of meat.

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