Cryptic crossword clue
Cash and credit are differently represented 13

The most common and most likely answer to this crossword clue is the 13 letter word CHARACTERISED

I've seen this crossword clue in The Daily Telegraph
C
H
A
R
A
C
T
E
R
I
S
E
D

Buddy explains!

The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CHARACTERISED mean?

CHARACTERISED verb
  1. To depict someone or something a particular way (often negative).
  2. To be typical of.
  3. To determine the characteristics of.

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