Cryptic crossword clue
Cash Phil’s blown, including two noughts — that’s an incorrigible spender 10

The most common and most likely answer to this crossword clue is the 10 letter word SHOPAHOLIC

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Buddy explains!

The straight part
We know that "an incorrigible spender" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case an incorrigible spender = shopaholic.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does SHOPAHOLIC mean?

SHOPAHOLIC noun
  1. One who shops very frequently.
  2. Common term applied to someone suffering from oniomania.

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