Cryptic crossword clue
Cheat cold seeping into unfinished dwelling 5

The most common and most likely answer to this crossword clue is the 5 letter word HOCUS

I've seen this crossword clue in The Times
H
O
C
U
S

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The straight part
We know that "Cheat" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case cheat = hocus.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does HOCUS mean?

HOCUS noun
  1. A magician, illusionist, one who practises sleight of hand.
  2. One who cheats or deceives.
  3. Trick; trickery.
  4. Drugged liquor.
HOCUS verb
  1. To play a trick on, to trick (someone); to hoax; to cheat.
  2. To stupefy (someone) with drugged liquor (especially in order to steal from them).
  3. To drug (liquor).
  4. To adulterate (food).

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