Cryptic crossword clue
Check on bank is less adequate 8

The most common and most likely answer to this crossword clue is the 8 letter word SCANTIER

I've seen this crossword clue in The Daily Telegraph
S
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R


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The cryptic/wordplay part
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This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
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What does SCANTIER mean?

SCANTIER adjective
  1. Somewhat less than is needed in amplitude or extent.
  2. Sparing; niggardly; parsimonious; stingy.

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