Cryptic crossword clue
Chests, and people with a cold in them, say? 7

The most common and most likely answer to this crossword clue is the 7 letter word COFFERS

I've seen this crossword clue in The Times
C
O
F
F
E
R
S


Buddy explains!

The straight part
We know that "Chests" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case chests = coffers.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does COFFERS mean?

COFFERS noun
  1. A strong chest or box used for keeping money or valuables safe.
  2. An ornamental sunken panel in a ceiling or dome.
  3. A cofferdam.
  4. A supply or store of money, often belonging to an organization.
  5. A trench dug in the bottom of a dry moat, and extending across it, to enable the besieged to defend it with raking fire.

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