Cryptic crossword clue
  Childcare provider learnt to accept charge’s third animal 5,4

The most common and most likely answer to this crossword clue is the 5 plus 4 letter word NANNY GOAT

I've seen this crossword clue in Independent
N
A
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Buddy explains!

The straight part
We know that "animal" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case animal = nanny goat.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does NANNY GOAT mean?

NANNY GOAT noun
  1. A female goat.

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