The most common and most likely answer to this crossword clue is the 4 plus 2 plus 6 letter word LIVE IN CLOVER
L
I
V
E
I
N
C
L
O
V
E
R
Buddy explains!
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.