Cryptic crossword clue
Cool — radios ahead to identify financial difficulty 12

The most common and most likely answer to this crossword clue is the 12 letter word RECEIVERSHIP

I've seen this crossword clue in The Times
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Buddy explains!

The straight part
We know that "financial difficulty" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case financial difficulty = receivership.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does RECEIVERSHIP mean?

RECEIVERSHIP noun
  1. The office and duties of a receiver.
  2. The state of being under the control of a receiver.
  3. A form trusteeship of bankruptcy administration in which a receiver is appointed to run the company for the benefit of the creditors.

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