The most common and most likely answer to this crossword clue is the 12 letter word BOTTLEÂ PARTY
I've seen this crossword clue in The Guardian
B
O
T
T
L
E
Â
P
A
R
T
Y
Buddy explains!
The straight part
We know that "do with shared expenses" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case do with shared expenses = bottle party.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.