Cryptic crossword clue
Disbelief from university student being solvent around end of January 11

The most common and most likely answer to this crossword clue is the 11 letter word INCREDULITY

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Buddy explains!

The straight part
We know that "Disbelief" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case disbelief = incredulity.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INCREDULITY mean?

INCREDULITY noun
  1. Unwillingness or inability to believe; doubt about the truth or verisimilitude of something; disbelief.
  2. Religious disbelief, lack of faith.

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