The most common and most likely answer to this crossword clue is the 10 letter word UNSETTLING
I've seen this crossword clue in The Times
U
N
S
E
T
T
L
I
N
G
Buddy explains!

The straight part
We know that "Disturbing" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case disturbing = unsettling.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does UNSETTLING mean?
UNSETTLING verb- To make upset or uncomfortable
- To bring into disorder or disarray
- The weakening of some previously established system or norm.
- That makes one troubled or uneasy; disquieting or distressing.