Cryptic crossword clue
Doctor is in credit, no mistake! 12

The most common and most likely answer to this crossword clue is the 12 letter word INDISCRETION

I've seen this crossword clue in Financial Times
I
N
D
I
S
C
R
E
T
I
O
N

Buddy explains!

The straight part
We know that "mistake" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case mistake = indiscretion.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does INDISCRETION mean?

INDISCRETION noun
  1. The quality or state of being indiscreet; lack of discretion
  2. An indiscreet or imprudent act; indiscreet behavior.
  3. A brief sexual liaison.

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