Cryptic crossword clue
   Does extensive borrowing tend primarily to create it? 4

The most common and most likely answer to this crossword clue is the 4 letter word DEBT

I've seen this crossword clue in Independent
D
E
B
T


Buddy explains!

The straight part
We know that "Does extensive borrowing tend primarily to create it?" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case does extensive borrowing tend primarily to create it? = debt.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does DEBT mean?

DEBT noun
  1. An action, state of mind, or object one has an obligation to perform for another, adopt toward another, or give to another.
  2. The state or condition of owing something to another.
  3. Money that one person or entity owes or is required to pay to another, generally as a result of a loan or other financial transaction.
  4. An action at law to recover a certain specified sum of money alleged to be due.

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