Cryptic crossword clue
Elizabeth Montagu was one of indecent repute in Gabon 12

The most common and most likely answer to this crossword clue is the 12 letter word BLUESTOCKING

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "Elizabeth Montagu was one" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case elizabeth montagu was one = bluestocking.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does BLUESTOCKING mean?

BLUESTOCKING noun
  1. A scholarly, literary, or cultured woman.
  2. A member of the 18th-century Blue Stockings Society

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