Cryptic crossword clue
Embarrassing once second person’s after call to have debts turned into credit 12

The most common and most likely answer to this crossword clue is the 12 letter word CRINGEWORTHY

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Buddy explains!

The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CRINGEWORTHY mean?

CRINGEWORTHY adjective
  1. That causes one to cringe with embarrassment; embarrassing.

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