The most common and most likely answer to this crossword clue is the 10 letter word RESTÂ ROOMS
R
E
S
T
Â
R
O
O
M
S
Buddy explains!
The straight part
We know that "they have their own loos" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case they have their own loos = rest rooms.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.