Cryptic crossword clue
Fall on joint securing middle of panel in boat 5

The most common and most likely answer to this crossword clue is the 5 letter word KNEEL

I've seen this crossword clue in The Daily Telegraph
K
N
E
E
L


Buddy explains!

The straight part
We know that "Fall on joint" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case fall on joint = kneel.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does KNEEL mean?

KNEEL verb
  1. To rest on one's bent knees, sometimes only one; to move to such a position.
  2. To cause to kneel.
  3. To rest on (one's) knees

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