Cryptic crossword clue
Famous 16 figure’s hard luck, wanting cold bananas 4

The most common and most likely answer to this crossword clue is the 4 letter word HULK

I've seen this crossword clue in The Guardian
H
U
L
K

Buddy explains!

The straight part
We know that "Famous 16 figure’" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case famous 16 figure’ = hulk.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does HULK mean?

HULK noun
  1. A non-functional but floating ship, usually stripped of rigging and equipment, and often put to other uses such as storage or accommodation.
  2. Any large ship that is difficult to maneuver.
  3. A large structure with a dominating presence.
  4. A big (and possibly clumsy) person.
  5. An excessively muscled person.
HULK verb
  1. To reduce (a ship) to a (nonfunctional) hulk.
  2. To be a hulk, a large (hulking) and often imposing presence.
  3. To move (one's large, hulking body).
HULK verb
  1. To remove the entrails of; to disembowel.

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