Cryptic crossword clue
Fearful, perhaps, if retired

The most common and most likely answer to this crossword clue is the 9 letter word TERRIFIED

I've seen this crossword clue in The Guardian
T
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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does TERRIFIED mean?

TERRIFIED adjective
  1. Extremely frightened.
TERRIFIED verb
  1. To frighten greatly; to fill with terror.
  2. To menace or intimidate.
  3. To make terrible.

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