The most common and most likely answer to this crossword clue is the 5 plus 4 plus 3 plus 5 plus 7 letter word PENNY WISE AND POUND FOOLISH
P
E
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N
Y
W
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A
N
D
P
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U
N
D
F
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S
H
Buddy explains!
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.