Cryptic crossword clue
Fine rum and coke primarily to feed cold – some bug killer! 12

The most common and most likely answer to this crossword clue is the 12 letter word DISINFECTANT

I've seen this crossword clue in Financial Times
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Buddy explains!

The straight part
We know that "bug killer" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case bug killer = disinfectant.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does DISINFECTANT mean?

DISINFECTANT noun
  1. A substance that kills germs and/or viruses.
DISINFECTANT adjective
  1. Serving to kill germs or viruses.

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