Cryptic crossword clue
Form of credit that’s cheap, hurries to get it 4,8

The most common and most likely answer to this crossword clue is the 4 plus 8 letter word HIRE PURCHASE

I've seen this crossword clue in The Guardian
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Buddy explains!

The straight part
We know that "Form of credit/Form of credit" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case form of credit/form of credit = hire purchase.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does HIRE PURCHASE mean?

HIRE PURCHASE adjective
  1. Alternative spelling of hire purchase

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