The most common and most likely answer to this crossword clue is the 10 letter word RETIREMENT
I've seen this crossword clue in The Daily Telegraph
R
E
T
I
R
E
M
E
N
T
More clues leading to the result RETIREMENT
- Entire term wasted in seclusion
- Note soldiers hiding in shade for privacy
- Pulling back and turning in
- Quitting work and going to bed
- Pulling back or turning in
- Withdrawal of English credit rejected in split
- Regular payment retaining value in recession, spouse ultimately giving up work
- Almost deserved to be set up in lease giving privacy
- Giving up work and going to bed
- It’s about weary workers facing end of employmentÂ
Buddy explains!

The straight part
We know that "Giving up work/going to bed" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case giving up work/going to bed = retirement.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does RETIREMENT mean?
RETIREMENT noun- An act of retiring; withdrawal.
- The state of being retired; seclusion.
- A place of seclusion or privacy; a retreat.
- The state of having permanently left one's employment, now especially at reaching pensionable age; the portion of one's life after retiring from one's career.
- The act of leaving one's career or employment permanently.