Cryptic crossword clue
Hard to assess one MP on breadline, sadly not elected 12

The most common and most likely answer to this crossword clue is the 12 letter word IMPONDERABLE

I've seen this crossword clue in Financial Times
I
M
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Buddy explains!

The straight part
We know that "Hard to assess" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case hard to assess = imponderable.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does IMPONDERABLE mean?

IMPONDERABLE noun
  1. An imponderable substance or body; specifically, in the plural, a name formerly applied to heat, light, electricity, and magnetism.
  2. An imponderable question.
IMPONDERABLE adjective
  1. Not ponderable; without sensible or appreciable weight; incapable of being weighed.
  2. Difficult or impossible to comprehend or evaluate.

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