The most common and most likely answer to this crossword clue is the 11 letter word DISHONOURED
I've seen this crossword clue in The Times
D
I
S
H
O
N
O
U
R
E
D
More clues leading to the result DISHONOURED
Buddy explains!
The straight part
We know that "refused to pay" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case refused to pay = dishonoured.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.
What does DISHONOURED mean?
DISHONOURED verb- To bring disgrace upon someone or something; to shame.
- To refuse to accept something, such as a cheque; to not honor.
- To violate or rape.
- Disgraced, defiled, treated with dishonour.