Cryptic crossword clue
He gets top quality college paper at end of year

The most common and most likely answer to this crossword clue is the 8 letter word ACQUIRER

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "He gets" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case he gets = acquirer.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does ACQUIRER mean?

ACQUIRER noun
  1. One who acquires.
  2. A bank or financial institution that processes credit card or debit card payments on behalf of a merchant.

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