The most common and most likely answer to this crossword clue is the 4 plus 6 letter word TALE TELLER
T
A
L
E
T
E
L
L
E
R
Buddy explains!
The straight part
We know that "one who/provides an account" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one who/provides an account = tale teller.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.