Cryptic crossword clue
I am having the means, given allowance in excess 12

The most common and most likely answer to this crossword clue is the 12 letter word IMMODERATION

I've seen this crossword clue in The Daily Telegraph
I
M
M
O
D
E
R
A
T
I
O
N

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does IMMODERATION mean?

IMMODERATION noun
  1. Lack of moderation.

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