The most common and most likely answer to this crossword clue is the 4 plus 4 plus 2 plus 5 letter word FROM HAND TO MOUTH
I've seen this crossword clue in Financial Times
F
R
O
M
H
A
N
D
T
O
M
O
U
T
H
Buddy explains!
The straight part
We know that "Improvident" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case improvident = from hand to mouth.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.