Cryptic crossword clue
In conversation, speak out, beginning to engage one that’s near 10

The most common and most likely answer to this crossword clue is the 10 letter word CHEAPSKATE

I've seen this crossword clue in The Times
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Buddy explains!

The straight part
We know that "one that’s near" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case one that’s near = cheapskate.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does CHEAPSKATE mean?

CHEAPSKATE noun
  1. Someone who stingily avoids spending money.
  2. (by extension) Someone who does not give freely.

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