The most common and most likely answer to this crossword clue is the 8 plus 3 letter word PLANTAIN ANT
I've seen this crossword clue in Independent
P
L
A
N
T
A
I
N
A
N
T
Buddy explains!
The straight part
We know that "banana" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case banana = plantain ant.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.