Cryptic crossword clue
Insurance allowed for a counterpane 8

The most common and most likely answer to this crossword clue is the 8 letter word COVERLET

I've seen this crossword clue in The Daily Telegraph
C
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Buddy explains!

The straight part
We know that "counterpane" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case counterpane = coverlet.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does COVERLET mean?

COVERLET noun
  1. A blanket used as a bed covering, usually quilted.

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