Cryptic crossword clue
Is too smart for old, upper-class Charlies 7

The most common and most likely answer to this crossword clue is the 7 letter word OUTWITS

I've seen this crossword clue in Financial Times
O
U
T
W
I
T
S

Buddy explains!

The straight part
We know that "Is too smart for" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case is too smart for = outwits.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does OUTWITS mean?

OUTWITS verb
  1. To get the better of; to outsmart, to beat in a competition of wits.

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