Cryptic crossword clue
Jersey, say, and coat, for muscly guys 8

The most common and most likely answer to this crossword clue is the 8 letter word BEEFCAKE

I've seen this crossword clue in Financial Times
B
E
E
F
C
A
K
E


Buddy explains!

The straight part
We know that "muscly guys" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case muscly guys = beefcake.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does BEEFCAKE mean?

BEEFCAKE noun
  1. Imagery of one or more muscular, well-built men.
  2. Such a male, especially as seen as physically desirable.

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