Cryptic crossword clue
Lacking capital, one paying for room and board 5

The most common and most likely answer to this crossword clue is the 5 letter word ENTER

I've seen this crossword clue in The Times
E
N
T
E
R


Buddy explains!

The straight part
We know that "board" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case board = enter.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does ENTER mean?

ENTER noun
  1. The "Enter" key on a computer keyboard.
  2. A stroke of the Enter key.
ENTER verb
  1. To go or come into an enclosed or partially enclosed space.
  2. To cause to go (into), or to be received (into); to put in; to insert; to cause to be admitted.
  3. To go or come into (a state or profession).
  4. To type (something) into a computer; to input.
  5. To record (something) in an account, ledger, etc.
  6. To become a party to an agreement, treaty, etc.
  7. To become effective; to come into effect.
  8. To go into or upon, as lands, and take actual possession of them.
  9. To place in regular form before the court, usually in writing; to put upon record in proper from and order.
  10. To make report of (a vessel or its cargo) at the custom house; to submit a statement of (imported goods), with the original invoices, to the proper customs officer for estimating the duties. See entry.
  11. To file, or register with the land office, the required particulars concerning (a quantity of public land) in order to entitle a person to a right of preemption.
  12. To deposit for copyright the title or description of (a book, picture, map, etc.).
  13. To initiate; to introduce favourably.

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