Cryptic crossword clue
Lacking ideas, with no responsibilities 5-4

The most common and most likely answer to this crossword clue is the 10 letter word FANCY-FREE

I've seen this crossword clue in Financial Times
F
A
N
C
Y
-
F
R
E
E

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does FANCY-FREE mean?

FANCY-FREE adjective
  1. Free of commitments or obligations
  2. Having no spouse or other partner

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