The most common and most likely answer to this crossword clue is the 6 plus 4 letter word TOP-UP LOAN
I've seen this crossword clue in The Times
T
O
P
-
U
P
L
O
A
N
Buddy explains!
The straight part
We know that "further advance" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case further advance = top-up loan.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.