Cryptic crossword clue
Learning through study is sure to stop when one starts to need guidance 12

The most common and most likely answer to this crossword clue is the 12 letter word ASCERTAINING

I've seen this crossword clue in Independent
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Buddy explains!

The straight part
We know that "Learning through study" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case learning through study = ascertaining.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does ASCERTAINING mean?

ASCERTAINING verb
  1. To find out definitely; to discover or establish.
  2. To make (someone) certain or confident about something; to inform.
  3. To establish, to prove.
  4. To ensure or effect.

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