Cryptic crossword clue
Lease covers to become sick, retired and dependent 7

The most common and most likely answer to this crossword clue is the 7 letter word RELIANT

I've seen this crossword clue in The Guardian
R
E
L
I
A
N
T


Buddy explains!

The straight part
We know that "dependent" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case dependent = reliant.
The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

What does RELIANT mean?

RELIANT adjective
  1. Having reliance on somebody or something.

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